fully transparent and no hidden costs!
HDFC Bank is a financial institution of trust and prestige that has been built through serving the social classes in a transparent and rational manner. HDFC Bank home loan has been designed with the aim of social inclusion as for the housing needs of the emerging Indian classes. The loans options are held flexible so as to suit the requirements of diverse social array with differentiated economic quotients. The process of loan approval has been made rational through well laid out procedures and this reduces the ambiguities and the scope of favoritism or other unhealthy practices. Ironically this has remained as an intrinsic feature of the phenomenon of availing loans in the earlier decades. With every process transparent, the next attempt was made remove the scope of hidden costs for the prospective customer. In this regard, the bank follows RBI guidelines thoroughly. No wonder then, HDFC Bank home loan products have emerged appealing among the loan seekers!
Availing HDFC Home loan becomes easy!
The Bank has made the process of availing HDFC home loan easy and hassle free with least paper work for the prospective beneficiary. At the first instance the bank maintains an interactive web portal that allows the loan seekers to get upto date information regarding the current rates and allied rate levy structure. The site also has a ‘loan eligibility calculator’ which makes the anticipative calculations easier for the beneficiary to plan his loan. The Bank guides the customer to recognize the correct loan option with respect to the rate options and loan duration among others. The processing of loans is fast enough and even doorstep activation is provided! Such a loan interface with the clients has made HDFC Bank as one of the trusted and leading home loan providers of India!